Palestine Islamic Bank is a Palestine-based bank that offers banking, financial and investment services in accordance to Islamic Sharia principles through its branches and representative offices across the Palestinian territories. The Bank offers its services through three main divisions, namely Banking Services, which includes current and savings accounts, deposits, personal, housing and commercial loans, car financing, export financing, and direct debit and credit card issuing. Commercial Services offers letters of credit, bank guarantees, bank transfers and collection policies. Treasury and Investment Services provides investment in international securities exchange markets, managing investment portfolios, purchasing and selling bonds, stocks and currency notes, and trading in post-dated contracts of foreign currencies.